When you cannot earn a living due to a disabling medical condition, it can affect your and your family’s quality of life. However, if you meet certain eligibility criteria, you could qualify for Social Security Disability Insurance (SSDI) in North Carolina.
Navigating the Social Security Administration’s (SSA) benefits program alone can be difficult, and your initial application has a higher risk of being denied. A Social Security disability lawyer serving North Carolina understands the unique challenges and complexities involved in these cases. Call today to learn if you qualify for monthly benefits.
The Qualification Requirements for Social Security Disability
The SSA helps individuals experiencing hardship due to medical conditions access financial assistance to better their lives. However, qualifying for SSDI benefits requires meeting specific requirements.
A Social Security disability attorney can review your case and provide invaluable assistance in determining your eligibility for SSDI benefits. They can also guide you through the application process if you are eligible.
To qualify for SSDI, you must have earned a certain number of work credits based on your income and employment history. These credits measure your work history and contributions to the Social Security system. Work credits are earned by working and paying Social Security taxes.
The specific number of work credits required varies depending on your age at the time of disability onset. Generally, the younger you are, the fewer work credits you need to be eligible for benefits.
The Social Security Administration determines the requirements for work credits each year. In 2023, you get one work credit for every $1,640 you earn working. However, since 1978, you can get a maximum of four credits per year.
A qualifying medical condition is the second requirement to be eligible for benefits. The SSA defines disability as a condition that significantly impairs an individual’s ability to work and is expected to last for at least 12 months or result in death.
The SSA’s Blue Book lists the conditions considered for a disability evaluation. The main categories include:
- Musculoskeletal disorders
- Respiratory disorders
- Cardiovascular system
- Digestive system
- Genitourinary disorders
- Hematological disorders
- Skin disorders
- Mental disorders
You can find a complete list of medical conditions in the Blue Book. If you are unsure whether your diagnosis qualifies for benefits, a Social Security disability attorney can help you find an answer.
These conditions are often severe and life-altering, affecting an individual’s daily functioning and ability to sustain employment. To determine if you have a qualifying disability, the SSA evaluates medical records, treatment history, and functional limitations caused by the condition.
The SSA sets a monthly earnings limit, known as substantial gainful activity (SGA), which determines if your income exceeds the threshold for eligibility. The SGA amount changes annually, and you must stay updated on the current limit.
For 2023, the monthly limit is $2,460 for statutorily blind individuals and $1,470 for non-blind individuals. If your gross income exceeds the limit, you don’t qualify for SSDI benefits. It’s crucial to note that gross income refers to the amount earned before tax deductions, not the net income received as a paycheck or direct deposit.
While this eligibility criterion may cause confusion, an experienced Social Security disability lawyer serving North Carolina can determine if your case qualifies for benefits.
Ability to Work
To meet the qualifications for SSDI benefits, you must pass the SSA’s evaluation of your ability to perform SGA, which refers to engaging in work that provides a certain income level. When determining eligibility, the SSA considers both physical and mental impairments that significantly limit an individual’s capacity to perform work-related tasks.
This evaluation includes assessing your functional limitations, vocational skills, educational background, and work experience. The SSA examines whether you can perform your previous job or adjust to a different type of work.
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How Long Until You Receive SSDI Benefits
After you have submitted your application for SSDI benefits, the exact timeframe for a resolution can depend on such factors as the complexity of your case, the availability of medical evidence, and the current backlog of applications.
Once your claim is approved, there is a waiting period of five months before you start receiving your SSDI benefits. This waiting period ensures that benefits are provided to individuals with long-term disabilities.
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A Social Security Disability Lawyer Serving North Carolina Can Help You Receive Benefits
If you are in North Carolina and facing challenges with your benefits application or appeal, enlisting the help of a Social Security disability lawyer can significantly increase your chances of receiving the benefits you deserve.
Your Social Security disability attorney can offer the following services:
- Assess eligibility: An experienced attorney will evaluate your case to determine if you meet the eligibility requirements for Social Security disability benefits in North Carolina.
- Collect and organize documentation: Your lawyer will guide you in gathering the necessary medical records, employment history, and other supporting documentation to build a strong case for your SSDI benefits.
- Complete the application: A skilled lawyer will help you accurately fill out the Social Security disability application, ensuring that all required information is included. This will minimize the risk of a denial due to incomplete or inaccurate information.
- Appeal denied claims: If your Social Security disability claim has been denied, an attorney can assist with the appeals process. They will gather additional evidence, prepare legal arguments, and represent you in administrative hearings or court proceedings.
- Represent you in hearings: If your case proceeds to a hearing, a Social Security disability lawyer can represent you, presenting your case, cross-examining witnesses, and arguing for the approval of your benefits.
You can trust a Social Security disability lawyer serving North Carolina to examine your case and determine your eligibility for benefits. If you qualify, your attorney can walk you through the next steps.
Call a Social Security Disability Attorney Serving North Carolina
If you are in North Carolina and need assistance with your Social Security disability case, seek the help of an experienced attorney. Pilzer Klein understands that this process may feel overwhelming for you and offer personalized legal support.
A Social Security disability lawyer serving North Carolina can help you navigate the complex process of applying for benefits, filing appeals, and representing you at hearings. They understand the SSA’s system and can guide you toward the best possible outcome for your case.
Contact Pilzer Klein to schedule a case review today. A lawyer can evaluate your case and determine if you qualify for Social Security disability benefits.