What Is Supplemental Security Income?

Supplemental Security Income (SSI) refers to a U.S. federal program that provides cash monthly to people with minimal income and resources. The program is available to individuals who are 65 and older, blind, or have a qualifying disability. It is administered by the Social Security Administration (SSA).

Ultimately, Supplemental Security Income and Social Security Disability (SSD) are not the same thing. Talk with a Social Security Disability lawyer about both programs.

Your attorney can determine your eligibility for SSI and SSD. If warranted, they can guide you through the process of applying for either program.

How Does Supplemental Security Income Work?

Supplemental Security Income is funded by general tax revenues. Because of this, you don’t need a work history to qualify. However, the Social Security Administration will account for your wages, other benefits (like pensions), and help from others (in-kind support) when determining your payment.

The groups of individuals eligible for SSI are:

• People age 65 and older
• Those who have been diagnosed as legally blind
• Anyone who has been dealing with a severe medical condition that is expected to last at least a year or result in death and significantly limits their daily activities
• Individuals with limited income or resources

Ask for legal help if you are unsure whether you qualify for Supplemental Security Income or Social Security Disability. Work with an attorney who has relevant case experience, as they can explain your options relative to both programs. If you’re ready to apply for SSI benefits, your lawyer will help you do just that.

What Does the Supplemental Security Income Application Process Entail?

Look at the Supplemental Security Income application process and applicants’ rights with an attorney who knows the ins and outs of SSI. Your lawyer may advise you to apply as soon as possible to minimize the risk of missing out on benefits.

Below are the steps to submit your application materials:

1. File a “Protective Filing Date.” Start your application on the Social Security website to establish your filing date. Or, you can begin your application in person at a local Social Security office.
2. Gather the necessary documents. You will have to share your birth certificate and other personal information, financial documentation, medical records, and work history as part of the application process.
3. Finish your application and Disability Report. The Social Security Administration requires you to submit your application and a Disability Report that describes your medical condition and how it affects your daily activities.

The Social Security Administration will examine your income and assets against its limits and evaluate your medical condition. Depending on the circumstances of your situation, the SSA may arrange a free consultative exam for you. Unfortunately, if the administration has concerns about your benefits request, it will issue a denial.

What to Do If Your Supplemental Security Income Request Is Denied

The Social Security Disability appeals process is similar to the one you will use if you try to get your Supplemental Security Income denial overturned. You typically have 60 days to appeal a denied SSI benefits request. Here are three options to appeal.

Reconsideration

With this, the Social Security Administration will have someone other than the person who originally reviewed your initial claim assess your benefits request.

Meanwhile, you can provide the SSA with up-to-date medical records and information about any new medical conditions or worsening symptoms.

Hearing with an Administrative Law Judge (ALJ)

An ALJ hearing is an option if your reconsideration request is unsuccessful. During the hearing, you can present evidence and have witnesses speak on your behalf. The judge will examine all aspects of your case as they decide whether to reverse your denial.

Appeals Council Review

If you disagree with an administrative law judge’s decision, you have the right to bring your case in front of the Appeals Council. At this point, the Appeals Council may deny your review, dismiss your request, send it back to an ALJ, or issue a new decision.

Your legal representation makes a difference as you appeal a denied Supplemental Security Income request. Choose an attorney who has received many positive client reviews to help you with your appeal. Your lawyer will submit your appeal promptly and craft an argument to make it clear why you should get SSI benefits.

Learn More About Supplemental Security Income

You wonder what Supplemental Security Income is and how it could affect you now and in the future. Leave nothing to chance with SSI. Receive legal guidance and support from attorneys familiar with the SSI program.

Your lawyer will address your concerns and questions and help you make informed decisions if you want to receive program benefits.

At Pilzer Klein, we’re on a mission to empower our clients to secure the benefits that they deserve. Our team has over 50 years of combined experience. We’re here to help you if you want more information about Supplemental Security Income or Social Security Disability. Contact us today.